Free guide to Structured Products

We define a structured product as, 'An investment backed by a significant counterparty (or counterparties) where the returns are defined by reference to a defined underlying measurement (such as the FTSE 100 index) and delivered at a defined date (or dates)'. As a simple example, a 'capital at risk' structured product might offer a return of, say, 65% on the investment if the FTSE 100 was at the same level or higher on the day the product matures in 5 years time. If the FTSE 100 is below that level it will return the original investment amount, unless it is more than a specified amount below, say 50%, whereupon capital would be reduced by the equivalent fall in the FTSE 100.

CompareStructuredProducts.com is a free service created by Independent Financial Advisers, Lowes Financial Management. Here you will find information on a wide range of retail structured products, including brochures and application forms completely free of charge. It will also provide you with the facility to invest directly, without the requirement to take advice. Our transparent fee structure ensures that you always know the cost of your investment and, where applicable, we will provide you with the facility to invest with a discount / uplift.

What you won't find here

The sort of deposit based, low yielding stockmarket linked bonds that 'guarantee' to return your capital.

What you will find here

The sort of products that are typically only available via Independent Financial Advisers.

Why?

The former are usually only available through banks and building societies and, in part due to the impact of a competitive market, the latter usually offer a risk-reward profile that we feel is more beneficial to the investor.

What are they?

Learn more about these investments.

Investing through 
CompareStructuredProducts.com

We have an extremely competitive fee structure that allows you to invest in structured products through us without receiving financial advice. Our fee for acting as intermediary for investments made through CompareStructuredProducts.com and where no advice has been sought or given is 1.65% of the amount invested, and we offer discounted fees for investments over £100,000. If you have any doubts about the suitability of an investment for you, the discounted fees offered by CompareStructuredProducts.com should not deter you from seeking financial advice.

Read More

Glass cleaning and comfortable life

How to clean frosted glasses

Even with the method of window glass cleaning, there are various ways to clean the window glass. This time is the method of cleaning frosted glasses. There is a squeegee as a convenient tool to use for normal window glass cleaning. I think that you can imagine that squeezee is like a car wiper if it says easy to understand. This squeegee is very convenient to use for a flat surface like a normal window glass, but it is unsuitable for things like a frosted glass whose surface is not flat. As for the method of cleaning the frosted glass, first apply detergent evenly to the glass and apply lap etc. from above. This is a task to make dirt float. The work of wrapping is done to prevent the detergent from drying out and running down. Let's rub the glass evenly with a sponge after leaving it for a while. After that, let's rub the sponge moderately in water and evenly rub it. I repeat the process of rubbing with this wet sponge several times. This work is over when detergent gets beautiful in the glass. Finally wipe thoroughly with dry cloth until moisture disappears. If it takes too much time, it is also effective to dry in a short time with a hair dryer etc. as there is a possibility that dirt marks will remain.

Read More

Tips for cleaning glass

Cleaning windows of houses and the like is quite hard. I will be disgusted if the number is large, but understanding how to clean it etc. understands rewarding, motivation comes out and it is not possible to clean it. First of all, what is the cause of dirt on the window glass? The outside is earth, such as rain and wind, sand, yellow sand etc. The interior is dust, mold, dirt in the room. The kitchen will be steam containing oil etc. Let me introduce the procedure of glass cleaning. Cleaning procedure first, wipe the detergent. Then wipe with water. It is wiping from the end. To prepare, prepare a used towel for wiping detergent and water wipe. One piece made of microfiber for wiping from. The rest is a glass cleaner. Next is the method of glass cleaning. Wipe the detergent, but it is a habit to not directly apply the glass cleaner to the window. It will cause unevenness as liquid drift remains as a streak. Spray and clean the cleaner on a squeezed towel. Next is water wiping, but I will wipe the detergent cleanly with a towel squeezed with water. Let's change the clean side if the towel becomes dirty. The trick at this time is to wipe off the detergent before it dries. The last is color wiping. Wipe moisture remaining on the glass from the top to the bottom of the U along the edge of the window. It is the basic thing of glass cleaning. Please, try it.

Read More

How to clean the glass table

Glass tables are not only dust, but also split and dirt such as fingerprints and fingerprints are noticeable. It is good to clean with a detergent for cleaning the glass in order to keep it in a state that is not foggy and always shabby. Detergents for cleaning glasses are made to clean window glasses, mirrors, kitchen tiles, gas tables, etc, so they will clean up dirt and stains of dirt. Apart from detergents for cleaning glasses, there are several kitchen papers. It might seem that tissue or the like is also good, but if the tissues and toilet paper get wet, it will soon become ragged and garbage will be spurred out. The kitchen paper is sturdier than it, so we are cleaning glasses. As for the method of cleaning the glass table, take all the ones on the table and leave the table in nothing state. Let's spray detergent lightly several times. At this time, even if you do not use a lot, unevenly wipe it while stretching it with the whole paper, the dirt will fall cleanly. If you want to blow the back side of the table, please spray the detergent several times on the paper, hit the side against the back side of the table and wipe the whole. If the detergent is not sufficiently wiped off, traces may remain and it may appear dirty so let's wipe it firmly until the surface dries.

Read More

Points for easy cleaning of window glasses

Although it is a point that makes window glass cleaning easy, if you use some tools you can do it cleanly easily. That tool is squeegee, it becomes a T-shaped tool like a wiper of a car with rubber. I wipe off dirt and dirt that got on the window glass with squeegee rubber, but with or without using this, the efficiency and beauty of window glass cleaning are completely different. Since it is T-shaped, it can be wiped clean from the edge to the edge and even if compared with the towel it is possible to clean the window glass without considering the wiping trace, so it is also easy on mental health. Squeaky is essential for window glass cleaning as it wipes off fine dust and dirt, making it a must-have tool for cleaning in a short time. However, convenient squeegee is also not suitable for glitter and glass with uneven surface. At such time, please prepare a clean dry glass or prepare newspaper instead and clean the window glass. If it is a newspaper, it will be easier to hold when crumpled and it is said that there is a wax effect, so you can clean the window glass very easily. It does not enter special tools, if there is an alcohol eradication spray and newspaper, it is all right. Of course, in the case of a flat window glass, I think that it will be easier to use squeegee.

Read More